Personal Loans

Want to build credit or improve your credit score? In need of emergency cash? Or do you want to improve your home or pay for a big purchase? There are many reasons why you should consider applying for a personal loan through Neighborhood Trust FCU!

Credit Builder Loan

The Credit Builder Loan is a secured loan at a low rate, with no upfront deposits that help you establish or improve your credit score.

  • No credit history is required

  • Fixed rate of 8% (1% discount to “Money wisdom” workshop Graduates!)

  • 6 to 24-month term

  • Affordable monthly payments

  • “Save” while you build your credit

  • Amount: $550-$2,000

Coop ‘Emergency’ Cash

  • No credit history is required

  • First-timer fixed rate of 28% with amount up to $500

  • Second-timer fixed rate of 25% and can request up to $2,000

  • 3% discount on rates with direct deposit

  • $20 application fee

  • At least one month as a member

Personal Loans

  • Fast and convenient, approval in up to 72 hours (After receiving all required documents)

  • Fixed rate, maxed 18%* (discount with direct deposit)

  • Repayment period of up to 48 months

  • $20 application fee

  • 1% origination fee* (upon approval of the loan)

  • Amount: $500-$10,000

Debt Consolidation Loans

  • Approval in up to 72 hours (After receiving all required documents)

  • Guarantor required

  • Fixed rate, maxed 18%* (discount with direct deposit)

  • Repayment period is up to 48 months

  • $20 application fee

  • 1% origination fee* (upon approval of the loan)

  • Amount: $500-$10,000