Share Certificates
Share Certificates (Certificate of deposits)
Invest your money while earning interest at a very competitive rate!
High-yield Share Certificates
Maturities in months: 6, 12, 18, 24
$500 to $100,000
Share Certificates Rates*
| Term | Rate | APY |
|---|---|---|
| 6-Months | 3.00% | 3.045% |
| 12-Months | 3.50% | 3.562% |
| 18-Months | 3.80% | 3.873% |
| 24-Months | 3.90% | 3.977% |
| 36-Months | 3.70% | 3.769% |
*Maximum Share Certificate Amount is $100,000. Rates may change without notice. Other terms apply.
Early withdrawal penalty: 6 to 18 months certificates: 30 days interest + $20 fee. 24 to 36 months certificates: 90 days interest + $20 fee
Holiday Club Account
Save periodically to get your holiday gifts, for vacations or emergency purposes while earning higher interest.
We pay quarterly 0.65% on your club account
$10.00 minimum initial deposit
It Matures on October 31st every year. Automatic or annual deposits
Additional Services
Money Orders
Cashier’s Checks
Domestic & International Wire Transfers
Remittance Transfers
24/7 Telephone Banking
Electronic Transfers
To email for more information, please email memberservices@neighborhoodtrustfcu.org or text us at (212) 740-0900.
All accounts at Neighborhood Trust FCU are insured up to $250,000 by the National Credit Union Associate (NCUA).