About Us

Since 1997, NTFCU has provided low-cost financial services, affordable loan rates, and financial education to underserved communities of Upper Manhattan in New York. We represent an opportunity for our members to establish credit, accumulate assets, and achieve financial freedom. 

NTFCU is a community development credit union (CDCU); We are regulated by the National Credit Union Administration (NCUA) and certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury.

Given its commitment with the Latino Community, NTFCU was the first credit union in the United States to receive the Juntos Avanzamos accreditation in 2017. 

NTFCU takes pride in providing equal opportunity to all individuals, regardless of their immigrant status, by offering a wide range of financial products and services.

Become a Member Today

NTFCU Membership Agreement

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What It Means to Be a Federal Credit Union

  • We are a non-profit financial cooperative, where each member is a shareholder

  • We are committed to helping everyone access low-cost financial services, affordable loan rates, and financial education

  • We are democratically owned, meaning all our members have the right to be elected as a Board member, based on the Member’s Policy

  • Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

What It Means to Be a Federal Credit Union

We are part of Juntos Avanzamos.

Credit Union Team

  • Rafael Monge-Portaro - President

  • Stephen Tolbert - Financial Officer

  • Gabriela Rodriguez - Compliance Officer

  • Nazarett Perez- Marketing Communications Officer

  • Marianys Pichardo - Consumer Loan Officer

  • Evelyn Bermeo - Mortage Loan Officer

  • Lilyana Laureano - Business Loan Admin Officer

  • Indianna Amaro - Member Services Coordinator

  • Jessica Aracena - Member Services Representative

  • David Hernandez - Member Services Representative

  • Karielis Pina- Teller

  • Ashley Bravo- Teller

  • Ana Paez - Financial Counselor

Board of Directors

  • Bob Green | Board Chair - Entrepreneur

  • Yvonne Stennett | Board Member - Executive Director, Community League of the Heights (CLOTH)

  • Cynthia James | Board Member - Manager in the Office of Legal Affairs/Fair Hearing Administration

  • Rosa Franco | Board Member - Vice President of Lending, Inclusiv

  • David Rosen | Board Member - Chief Risk Officer, Pave

  • Justine Zinkin | Board Member - Chief Executive Officer, Neighborhood Trust

  • Alana P. Gayle | Board Member - Board Member

  • Rafael Monge-Portaro | Board Member – President , NTFCU

Partnerships

Thanks to our partnerships, including Neighborhood Trust Financial Partners (NTFP), NTFCU provides financial education, counseling, technical assistance, and outreach to current and potential members.